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Payday loans

Our payday loan application process is quick and easy. We have various application routes

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Quick & Easy Loans

Up to R5 000 Cash deposited into your bank account.

Easy & Convenient loans from R500 to R5000

BLS Loans is based on friendships, understanding, compassion, mutual trust and most importantly sharing. These principles coupled with our core values, form the foundation of our organisational culture

Denderol Cash Loans T/A BLS Loans Registered Credit Provider NCRCP16647

How It Works

Choose one of the options below to apply

OPTION 1 

Click on Payday Loan Application above

  • Give us your details
  • Attach copy of your Passport or ID
  • Attach copy of latest payslip
  • Attach copy of latest 3 months bank statements
  • We will process your application and if succesfull payout to your bank account within 24hrs
  • The Loan repayment will be deducted from your account on your next payday by debit order
OPTION 2

Send a Whatsapp with pictures of

  • Copy of your Passport or ID
  • Copy of latest payslip
  • Copy of latest 3 months bank statements
  • We will process your application and if succesfull payout to your bank account within 24hrs
  • The Loan repayment will be deducted from your account on your next payday by debit order

MAXIMUM ANNUAL PERCENTAGE RATE
Our maximum annual percentage rate is 38%.

REPAYMENT DAYS:
We offer repayment periods up to 30 days.

COLLECTION
All payments are done via debit order.

RENEWALS
When you renew a loan, it will be seen as a new loan and therefore the same interest and rates will apply as for the new loans.

NON-PAYMENT

Non-payment of your account will result in a R50 service fee and 5% interest added every month. If you fail to make payment for two months, your account will be handed over to an external debt collection company.

Not repaying your loan on time will decrease your credit rating and might make it difficult to qualify for finance at other credit providers in future.

NATIONAL CREDIT REGULATOR

BLS Loans is registered as credit provider with National Credit Regulator (NCR). The repayments on our Payday loans are in line with NCR guidelines.  Please refer to the example below:

LOAN AMOUNTInterest Service feeInitiation fee Cont. Fee TOTAL REPAYMENT
R500R25R68R75R13R678
R1000R50R90R150R20R1310
R2000R100R170R300R38R2608
R3000R150R250R450R57R3907
R4000R200R335R600R76R5211
R5000R250R420R750R95R6515
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